The HARP Deal, If You Refinanced After 5/31/2009 You Are Not Eligible For...
One of the main requirements of the HARP Deal 2.0 is that the loan must have been closed and delivered to Fannie Mae (FNMA) or Freddie Mac (FHMLC) prior to June 1, 2009. There are no exceptions to this...
View ArticleThe HARP Deal 2.0 – Condo Owner Occupancy Ratio, Does It Matter?
The HARP Deal 2.0 – We often hear the term “owner occupancy ratio” which refers to the percentage of condominium owners that actually occupy their units in a condo project. The idea is that the lower...
View ArticleThe HARP Deal 2.0 Orange County Refi – Do I have to refinance to a 30 year...
When refinancing a Fannie Mae or Freddie Mac loan under the new HARP 2.0 Program do you have to refi to a full 30 year term? As mentioned in previous blogs lenders have different Harp 2.0 credit...
View ArticleHARP 2.0 Refi – Do I have to refinance to a 30 year mortgage?
When refinancing a Fannie Mae or Freddie Mac loan under the new HARP 2.0 Program, do you have to refi to a full 30 year term? As mentioned in previous blogs lenders have different Harp 2.0 credit...
View ArticleThe HARP Deal 2.0 – Is Your San Diego County Home Underwater
The HARP Deal 2.0 – Are you underwater in San Diego County California? One of the main changes with the HARP Deal 2.0 is that loan to value (LTV) is no longer limited to 125%. What is loan to value?...
View ArticleThe HARP 2.0 Refinance – What If I Rent It Out Now?
The HARP 2.0 Refinance – I have been asked this question several times in the last week: I bought my home as my primary residence, but now I rent it out. Can I still qualify for the HARP 2.0 Refinance...
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